Loan Rates
VISA
| Service | APR* |
|---|---|
| Cash advance and transfers | 18.00% |
| Purchases | 15.00% |
Loans
| Service | APR* |
|---|---|
| Closed-end Unsecured ($10,000 Maximum) with compensating balance pledged. Negative credit could adversely affect rate |
13.50% |
| Loans 100% secured by Share Certificate | Certificate rate plus 3.00% |
| Loans partially secured by Share Certificate No maximum on secured portion- $10,000 maximum on unsecured Rate to be average of secured and unsecured rate according to amount of each to nearest 1/2% |
|
| Loans partially secured and partially unsecured The unsecured portion not to exceed $10,000 Rate to be the average of the two rates rounded to the nearest 1 /2% |
|
| Loans secured partially by Share Certificate and partially by other collateral Rate to be the average of the two rates rounded to the nearest 1/2% |
|
Motor Vehicle Loans
All motor vehicle loans secured by 1st lien on title.
| Service | APR* |
|---|---|
| New and Used Cars and Trucks 20% down - up to 60 months |
6.75% |
| 100% financing available to qualified buyers - up to 60 months | 7.25% |
| Over $20,000.00 72 months 84 months |
7.75% 8.25% |
| TITLED VESSELS (other than Car/Truck) Example: Motorcycles, Snowmobiles, Seadoos and Trailers |
Same as car loan |
Equipment Loans
| Service | APR* |
|---|---|
| 90% financing up to 48 months | 8.50% |
| 90% financing up to 60 months | 9.00% |
| 100% financing available to qualified borrowers | 1.00% higher on requested rate |
Credit Card Cut Up
| Service | APR* |
|---|---|
| Maximum $10,000 unsecured - Maximum term 60 months *Exception- no maximum if secured by shares | Same as closed-end/unsecured |